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Ontario auto insurance is changing July 1. Here’s what drivers need to know

  • By: Mason Goodfellow
  • Updated:
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As of July 1, 2026, many benefits that were mandatory under Ontario auto insurance policies will become optional (CHCH News stock image).
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VIDEO: Starting July 1, many benefits that were mandatory under Ontario auto insurance policies will become optional.

So what are these changes and can you expect lower auto insurance costs?

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